IEG (OTCMKTS:IEGH) and OneMain (NYSE:OMF) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, institutional ownership, dividends, risk, earnings, analyst recommendations and profitability.
Earnings & Valuation
This table compares IEG and OneMain’s gross revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|OneMain||$3.76 billion||1.08||$183.00 million||$3.54||8.47|
This table compares IEG and OneMain’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
IEG pays an annual dividend of $0.01 per share and has a dividend yield of 3.7%. OneMain does not pay a dividend.
Insider & Institutional Ownership
0.1% of IEG shares are owned by institutional investors. Comparatively, 91.4% of OneMain shares are owned by institutional investors. 39.5% of IEG shares are owned by insiders. Comparatively, 43.9% of OneMain shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.
This is a summary of recent ratings for IEG and OneMain, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
IEG currently has a consensus target price of $0.80, indicating a potential upside of 196.30%. OneMain has a consensus target price of $38.56, indicating a potential upside of 28.60%. Given IEG’s stronger consensus rating and higher probable upside, analysts clearly believe IEG is more favorable than OneMain.
OneMain beats IEG on 7 of the 10 factors compared between the two stocks.
IEG Holdings Corporation, a consumer finance company, provides online unsecured consumer loans to individuals. It offers loans for debt consolidation, medical expenses, home improvements, auto repairs, purchases, and discretionary spending. The company provides its unsecured consumer loans to residents under the Mr. Amazing Loans brand name through its mramazingloans.com Website in 19 states, including Alabama, Arizona, California, Florida, Georgia, Illinois, Kentucky, Louisiana, Maryland, Missouri, Nevada, New Jersey, New Mexico, Ohio, Oregon, Pennsylvania, Texas, Utah, and Virginia. IEG Holdings Corporation was founded in 1999 and is headquartered in Las Vegas, Nevada.
OneMain Holdings, Inc., through its subsidiaries, provides consumer finance and insurance products and services. The company operates in two segments, Consumer and Insurance, and Acquisitions and Servicing. It provides secured and unsecured personal loans; credit insurance products, such as life, disability, and involuntary unemployment insurance products; non-credit insurance; and auto membership plans, as well as retail sales finance services. The company also services and holds real estate loans secured by first or second mortgages on residential real estate. As of December 31, 2017, it operated through a network of 1,600 branches in 44 states in the United States, as well as through onemainfinancial.com Website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1920 and is based in Evansville, Indiana.
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