Till Capital (NASDAQ:TIL) and Hanover Insurance Group (NYSE:THG) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, institutional ownership, risk, dividends, earnings, profitability and analyst recommendations.
This is a summary of recent recommendations for Till Capital and Hanover Insurance Group, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Hanover Insurance Group||0||0||2||0||3.00|
Institutional and Insider Ownership
0.1% of Till Capital shares are owned by institutional investors. Comparatively, 84.5% of Hanover Insurance Group shares are owned by institutional investors. 22.2% of Till Capital shares are owned by insiders. Comparatively, 1.3% of Hanover Insurance Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.
Hanover Insurance Group pays an annual dividend of $2.16 per share and has a dividend yield of 1.9%. Till Capital does not pay a dividend. Hanover Insurance Group pays out 45.6% of its earnings in the form of a dividend. Hanover Insurance Group has raised its dividend for 6 consecutive years.
This table compares Till Capital and Hanover Insurance Group’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Hanover Insurance Group||6.14%||11.81%||2.26%|
Earnings & Valuation
This table compares Till Capital and Hanover Insurance Group’s gross revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Hanover Insurance Group||$5.18 billion||0.91||$186.20 million||$4.74||23.57|
Hanover Insurance Group has higher revenue and earnings than Till Capital.
Hanover Insurance Group beats Till Capital on 9 of the 11 factors compared between the two stocks.
About Till Capital
Till Capital Ltd., through its subsidiaries, engages in the insurance and reinsurance business in Canada, Bermuda, and the United States. The company provides assumption reinsurance to insurance companies that want to exit the Canadian market; and to insurance companies that want to transfer their remaining claim liabilities on particular books of business, as well as operational services to facilitate the exit of those companies. It also acts as the primary insurer and direct writer for insurance companies seeking Canadian business, but lacking the appropriate Canadian insurance licenses; and ongoing and one-time consulting services in the areas of taxation, risk management, mergers and acquisitions, expert witness testimony, and claim reviews. The company is based in Hamilton, Bermuda.
About Hanover Insurance Group
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States and internationally. It operates through four segments: Commercial Lines, Personal Lines, Chaucer, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, workers' compensation, and other commercial coverages, such as inland marine, specialty program business, management and professional liability, surety, and specialty property, as well as monoline general liability, umbrella, healthcare, and miscellaneous commercial property insurance products. The Personal Lines segment provides personal automobile and homeowners coverages, as well as other personal coverages, including personal inland marine, umbrella, fire, personal watercraft, earthquake, and other miscellaneous coverages. The Chaucer segment offers marine, aviation, and political insurance; casualty comprising international liability, specialist coverages, and run-off syndicate participations; and energy, property, and assumed reinsurance treaty insurance services. The Other segment markets investment management and advisory services to institutions, pension funds, and other organizations. The company markets its products and services through a network of independent agents and brokers. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.
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