Analyzing First Advantage Bancorp (FABK) and Kearny Financial (KRNY)

First Advantage Bancorp (OTCMKTS:FABK) and Kearny Financial (NASDAQ:KRNY) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, valuation, profitability, institutional ownership, risk, analyst recommendations and earnings.

Dividends

First Advantage Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 2.4%. Kearny Financial pays an annual dividend of $0.20 per share and has a dividend yield of 1.5%.

Profitability

This table compares First Advantage Bancorp and Kearny Financial’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
First Advantage Bancorp N/A N/A N/A
Kearny Financial 15.39% 3.35% 0.65%

Valuation & Earnings

This table compares First Advantage Bancorp and Kearny Financial’s revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
First Advantage Bancorp N/A N/A N/A N/A N/A
Kearny Financial $184.69 million 6.60 $19.59 million N/A N/A

Kearny Financial has higher revenue and earnings than First Advantage Bancorp.

Risk and Volatility

First Advantage Bancorp has a beta of 0.37, meaning that its stock price is 63% less volatile than the S&P 500. Comparatively, Kearny Financial has a beta of 0.49, meaning that its stock price is 51% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of current ratings for First Advantage Bancorp and Kearny Financial, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Advantage Bancorp 0 0 0 0 N/A
Kearny Financial 0 0 0 0 N/A

Insider & Institutional Ownership

66.4% of Kearny Financial shares are held by institutional investors. 14.3% of First Advantage Bancorp shares are held by insiders. Comparatively, 3.6% of Kearny Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Kearny Financial beats First Advantage Bancorp on 6 of the 8 factors compared between the two stocks.

About First Advantage Bancorp

First Advantage Bancorp operates as the bank holding company for First Advantage Bank that provides various banking and financial services to individual and corporate customers. The company offers checking accounts; and various savings accounts, including basic savings, high interest savings, money market, individual retirement accounts, and health savings accounts, as well as certificates of deposit. It also provides commercial financing, commercial real estate loans, and small business administration financing; mortgage loans, and home equity loans and lines of credit; and treasury management services, which include remote deposit capture, automated clearing house, sweep services, courier and virtual vault services, lockbox services, positive pay services, payroll and employee benefit services, and merchant services, as well as bill pay, online banking, and mobile banking services. In addition, the company offers various investment products. It serves its customers in Clarksville, Nashville, Franklin, and Knoxville, Tennessee. First Advantage Bancorp was founded in 1953 and is based in Clarksville, Tennessee.

About Kearny Financial

Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as one-to-four family mortgage loans; commercial mortgages, including loans secured by multi-family, mixed-use, and nonresidential properties; secured and unsecured business loans; consumer loans, such as home equity loans, home equity lines of credit, account loans, overdraft lines of credit, vehicle loans, personal loans, and loans secured by savings accounts and certificates of deposit; and construction loans to builders/developers and individual homeowners. In addition, the company engages in investment activities. As of August 15, 2018, it operated a total of 54 retail branch offices located throughout northern and central New Jersey, and Brooklyn and Staten Island, New York. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.

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