SEC BANCORP INC/SH SH (OTCMKTS:SCYT) and WCF Bancorp (NASDAQ:WCFB) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, earnings, valuation, dividends, profitability, risk and analyst recommendations.
Institutional and Insider Ownership
4.2% of SEC BANCORP INC/SH SH shares are owned by institutional investors. Comparatively, 21.3% of WCF Bancorp shares are owned by institutional investors. 0.8% of WCF Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
This is a summary of current recommendations for SEC BANCORP INC/SH SH and WCF Bancorp, as provided by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|SEC BANCORP INC/SH SH||0||0||0||0||N/A|
Earnings and Valuation
This table compares SEC BANCORP INC/SH SH and WCF Bancorp’s revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|SEC BANCORP INC/SH SH||N/A||N/A||N/A||N/A||N/A|
|WCF Bancorp||$5.07 million||4.28||$230,000.00||N/A||N/A|
WCF Bancorp has higher revenue and earnings than SEC BANCORP INC/SH SH.
SEC BANCORP INC/SH SH pays an annual dividend of $1.00 per share and has a dividend yield of 1.8%. WCF Bancorp pays an annual dividend of $0.20 per share and has a dividend yield of 2.4%.
This table compares SEC BANCORP INC/SH SH and WCF Bancorp’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|SEC BANCORP INC/SH SH||N/A||N/A||N/A|
Volatility & Risk
SEC BANCORP INC/SH SH has a beta of 0.16, suggesting that its share price is 84% less volatile than the S&P 500. Comparatively, WCF Bancorp has a beta of 0.25, suggesting that its share price is 75% less volatile than the S&P 500.
WCF Bancorp beats SEC BANCORP INC/SH SH on 5 of the 8 factors compared between the two stocks.
About SEC BANCORP INC/SH SH
Security Bancorp, Inc. operates as the bank holding company for Security Federal Savings Bank that provides banking, financial, and mortgage services to individual and corporate customers primarily in Warren County, Tennessee. The company's deposit products include checking and savings accounts, and certificates of deposit. It also offers consumer loans; mortgage loans; and commercial loans, including installment loans and lines of credit, as well as provides trust services. In addition, the company provides wealth and financial management services that include mutual funds, stocks, and bonds; rollovers; personal and small business retirement plans; fixed, variable, and indexed annuities; life insurance; trust and estate services; and other plans, as well as online, mobile, and telephone banking services. It operates through three full-service bank locations and five ATM locations in Warren County. Security Bancorp, Inc. was founded in 1960 and is headquartered in McMinnville, Tennessee.
About WCF Bancorp
WCF Bancorp, Inc. operates as the savings and loan holding company for WCF Financial Bank that various banking products and services. The company accepts deposit accounts, such as statement savings, money market, and NOW accounts; and certificates of deposit. Its loan products include one-to-four family residential real estate loans; non-owner occupied one-to-four family residential real estate loans; commercial real estate loans; and consumer loans comprising new and used automobile loans, home improvement and home equity loans, recreational vehicle loans, and loans secured by certificates of deposits. The company also invests in securities. It operates one full-service branch in Independence, Iowa. WCF Bancorp, Inc. is based in Webster City, Iowa.
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